fbpx
.st0{fill:#FFFFFF;}

Can a Self-Employed Taxpayer Claim the ERC? 

 January 3, 2024

By  Jace W Campbell, CPA

Self-Employed Taxpayer Claim the ERC

ERC eligibility has been a hot topic in recent years, particularly for self-employed taxpayers. But before we dive into the intricacies of claiming the Employee Retention Credit (ERC) as a self-employed individual, it’s vital to understand its basics and existence. This tax credit was enacted to help businesses navigate the financial challenges posed by the COVID-19 pandemic… but who exactly is eligible?

How Confident Are You In Your ERTC Eligibility?

Watch Our Video Explaining the Fraud We’ve Seen From National ERC Promoters

Understanding Employee Retention Tax Credits

Firstly, let’s set the record straight on what ERC is… The Employee Retention Tax Credit is a refundable tax credit against certain employment taxes. It aims to motivate businesses to keep employees on their payroll amidst a severe economic downturn. Nearly every type of business and non-profit organization in the U.S can claim the ERC, granted they had W-2 employees on payroll during the pandemic and paid payroll taxes on those employees…

It’s critical to note that even though there may be firms offering advice and promising guaranteed “free” money from ERC claims, they may not always have your best interests at heart. As with any financial matter, understanding these intricacies and how they apply to your unique situation is paramount since you’re ultimately responsible for these tax credit claims. Remember – knowledge is power when it comes to understanding and leveraging programs like ERTC…

Who Can Claim Employee Retention Tax Credits?

Now let’s talk about eligibility… Most businesses and non-profit organizations can claim ERC if they meet certain criteria. This includes having W-2 employees on their payroll during the pandemic and having paid payroll taxes for those employees. However, what about self-employed taxpayers? Can they too benefit from this tax credit?

Self-Employed Taxpayers and ERC Claims

This question leads us to our central query – can a self-employed taxpayer claim the ERC? Herein lies an important point of consideration for those navigating the complexities of ERTC…

There’s a wealth of misinformation out there, with numerous firms making dubious claims about the ERTC. They may dangle the promise of “free” money with no risk. However, it’s critical to note that despite their marketing tactics, their interests may not align with yours…

The truth is, according to the Internal Revenue Service, the taxpayer is always responsible for their own tax filings. This underscores why understanding the fundamentals of ERTC is critical to your decision-making process when claiming these credits…

As a licensed CPA and owner of a registered CPA Firm with the Texas State Board of Accountancy, I firmly believe it’s my duty to warn the public about rampant fraud in this industry. It’s crucial to understand what ERTC is, how it came into existence, and how your business qualifies for it…

There may be many so-called “experts” out there offering advice on ERTC claims. But remember this: understanding these intricacies and how they apply to your unique situation is paramount since you’re ultimately responsible for these tax credit claims. No amount of Google searches or outside advice can substitute for a sound understanding of the program like the ERTC…

When it comes to eligibility, almost every type of business and non-profit organization in the U.S can claim the Employee Retention Credits. However, they need to have had W-2 employees on payroll during the pandemic and paid payroll taxes on those employees. This leads us back to our original question: Where does this leave self-employed taxpayers?

Remember that knowledge is power when it comes to understanding and leveraging programs like the ERTC. So, before diving headfirst into these claims, ensure you have a deep understanding of how they work and how they apply to your situation…

Also read: Is the ERTC Considered Taxable Income?

JWC ERTC Advisory CPA: Your Trusted Partner in ERC Claims

Amidst the abundance of information and potential misguidance in the industry, partnering with a trusted advisory firm like JWC ERTC Advisory CPA can offer significant advantages. As a licensed CPA and owner of a registered CPA Firm with the Texas State Board of Accountancy, I am committed to serving your best interests…

The IRS Crackdown on ERC Fraud

In recent times, the Internal Revenue Service (IRS) has stepped up its efforts to curb ERTC fraud. These measures primarily target ERC promoters involved in fraudulent practices. This underlines why it’s more crucial than ever to work with a reputable firm like JWC ERTC Advisory CPA.

Benefits of Partnering with JWC ERTC Advisory

Working with JWC ERTC Advisory comes with a multitude of benefits. We help navigate the dimensions of fear, uncertainty, and gain related to claiming the ERC. We are fully aware of the recent IRS crackdown on ERC promoters and have taken diligent steps to ensure we operate within legal bounds. Our team is here to assist taxpayers who have previously filed for ERTC but have questions or are skeptical about their eligibility…

Jace W Campbell, CPA


Jace founded JWC ERTC Advisory CPA in March 2021 as the nation's first and only public accounting firm focused solely on ERC . . . and nothing else. He has personally signed over 9,000 ERTC claims and is proud to be executing these claims conservatively, and how intended by Congress.

He has a passion for educating clients so they can make the best decision for themselves.  If you read articles and watch videos that Jace produced in 2021, his approach is the same now as it was then.

While other firms pivot their messaging to comply with new IRS guidance, Jace continues preaching the same conservative principles that have helped clients recover hundreds of millions . . . while sleeping easy at night.

related posts:


Can You Claim Employee Retention Credit in 2023?


Can You Claim the Employee Retention Credit in 2022?


Employee Retention Credit Scams: What You Need to Know

Easy to Start. Even Easier to Finish.

The tax code is complicated enough for CPA's - no need to complicate this process for you as well. That's why we've created The 15 Minute Refund™.

Simply register here and we'll provide your team access to your online portal where documents can be uploaded.

We're not kidding when we say this will take less than 15 minutes of your time.

We'll get you all the deets and the engagement letter to your inbox so we can start immediately.

Register Now